Hello, I have a project in mind for the SBC, but would like to know if I would have to build what was stated on the SDF Project list.

I have an Idea I'm already implementing which is a little variation of the Peer To Peer Wallet SDF Project list. Its a peer-to-peer wallet lending using fiat and my own issued token/or any other crypto, with Lumen as an intermediary.

Would building the peer-to-peer version be off from the SDF guidelines?

Hi, we strongly encourage people to submit based on the recommendations and guidelines - however, you're welcome to submit whatever you like.

Just keep in mind that some of the fine-print, we can't be flexible on. https://stellar.org/lumens/build