First of all, Thanks a lot for taking the time to share your thoughts and write such a detailed comment.
Before I move forward, I want to be clear on the personal side of things as relationships and this community matters to me just as the professional aspects of my business. The reason I didn't reach out to you with a collaboration proposal is that despite having similar interests, my point-of-view and approach to this problem are fundamentally different.
I want to create a central platform for Lumen donations where donators can find the charity they wish to donate to and do it without much hassle. I don't want them to visit every charity they just want to know a brief about, before finally deciding to donate to one or a few specific ones. At this point, they can visit the charity website through the link provided on the platform to know as much as the organization's website has to offer, but they don't have to waste more of their time finding the right donation address. I want my platform to be simple and accessible to everyone despite their level of technical knowledge. It is just a matter of entering the on-screen details located in a single and consistent place and proceeding with the transaction.
Now, as you said, some people might have concerns about the on-screen details and their validity.
magofox I think it's bad practice to get people used to donating to a nonprofit wallet that isn't sourced at the nonprofit's official site.
An organization is built upon trust, so this matter is very crucial to me. Hence, to address this, let me tell you the things I have done:
- I have provided the Stellar Wallet Address for charities or non-profits that accept lumens directly alongside their website's direct link where the destination address could be easily verified. This eliminates the possibility of having illegitimate wallet addresses as it can be checked.
- Users perform Stellar Transactions through their preferred wallets and can clearly see the destination address and the amount of lumens they would have to send beforehand. This eliminates the possibility of server-side address changes.
- For donations performed through Changelly, the Wallet Address of the charity or non-profit's preferred cryptocurrency is completely visible and modifiable inside the widget. Again, a direct link to the organization's website on the platform confirms that the Wallet Address indeed belongs to the Organization. This, as said previously, eliminates the possibility of having illegitimate wallet addresses as it's just a matter of seconds before it is verified and called out.
Regardless, keeping magofox's concerns and the state of internet security in mind, I'll be focusing on keeping this platform further secure in the coming future.
These comments further validate my reason for why I couldn't reach out to you and how different our approach to the problem is.
magofox Many times it's three months or more of back and forth communication with the head of their donations department. Often it's emails and other outreach with no reply.
I understand the efforts that are needed to convince an organization to not only get a Stellar Wallet but be an early adopter. And this is the exact reason why I feel that while it's vital to encourage organizations to accept Lumens, we cannot wait until all the charities and non-profits start doing that. Think of it this way, while we must proceed to invent electricity, we cannot stop using coal for the time being and progress naturally to the next state. As you stated, the above process takes a long time and often ends up with no response. So, by creating a present use-case for Stellar Lumens by accepting them and sending it in their preferred currency, organizations would have something on paper to understand what this cryptocurrency is about and how it is making a difference already.
magofox By having the wallet listed on lumenthropy.com, I would have to manage those decisions and ensure I had the most updated wallet info. That's just not practical.
While organizations can change their Wallet Address, it is not a daily occurrence that an international organization decides to change their wallet address, which is why regular checks will prevent the platform from having outdated wallet addresses. Also, this could be the case for newer forms of digital currencies but the organizations listed on the platform have a history of donations made in popular cryptocurrencies on a specific wallet address for some time. Again, if I can't even find a solution to regularly update those, then how will I justify the use of SCF winnings? The ability to donate directly is a core functionality. I'm willing to spend on developing a solution for it.
magofox We can already give donations to any non-profit via visa or mastercard, but with that comes high fees to middle entities.
This is why I'm only accepting in Lumens and all conversions on the platform are made from Lumens to another cryptocurrency of the organization's choice. This reduces conversion and all middle-man charges to the current minimum while allowing us to donate to organizations that aren't even aware of Stellar. Which this project aims to change.
magofox It was an active choice to not list the wallets of each nonprofit on Lumenthropy.com. This is so people can go directly to the source and make sure their donations are making it to the nonprofit.
Upon going through your reply and understanding your website, I feel that you need to know and accept that our solutions are different. The choices you make need not imply the actions I take on my platform. I'm willing to work on listing and updating the wallets on the platform and create an easy way to donate directly to global causes.
magofox I also have questions about how you would use the funds from any SCF winnings. Would those funds go to non-profits, or would they go to development costs?
There was a reason why I didn't write regarding my plans pertaining to the funds from SCF Winnings. Financial matters are very sensitive and I don't want to make wrong decisions. Before I can publicly disclose the specifics of the fund allocation, I need to be certain of winning and I may have varied decisions based on the total amount of the fund. However, I will strive to be transparent with what decisions I make. Thank you for your concern.
Finally, I just want to say that without this comment, I wouldn't have been able to properly express my point-of-view, what this project is about and what it means to me. I want to apologize if you're hurt that I didn't reach out to you first. I felt that our solutions are different and deserve to co-exist like Android and iOS which also have the same goal but have different ways to achieve it. With that said, I want to make amends and it would be a pleasure to have your assistance throughout the way and I'll be happy to help you as well. Peace out! ✌️