I have a company selling online, but I want people to pay online instead of paying by COD form. In my country there is 60% of the users use the ATM card, but only 8% of them use it to buy online.
This is problematic because it has become a habit, so I'm looking for ways to change the habit of a purchase. And my goal towards which is XLM.
If the XLM can become a virtual bank, integrated into our payment, then it's great.
