Title Lumink.io - Personal payment gateway based on the Lumen | XLM Token Summary Lumink is a personal payment gateway that lets you make payment links with 170 currencies and receive XLM from your friends and customers. Category Application Goal To facilitate the adoption of XLM on the web and social media and to help non-technical individuals use Stellar as a global decentralized network with high speed and low fees. What is a personal payment gateway? In general, any internet link in the name of a business owner that allows customers to pay for goods or services online can be considered a personal gateway. In other words, a personal gateway is an exclusive link that you can use instead of a bank account number to receive online payments. Why a payment link? Because a payment link is one of the easiest ways to receive money and requires no technical knowledge. You can create payment links with just a few clicks and send them to your friends or customers to receive money. Where can I use payment links? If you have an online business, and you want your users on social media (e.g., Instagram and Telegram) to pay online, you can easily create your payment gateway without technical knowledge. If you’re a freelancer working with clients outside your country, you can send a link to your clients and collect your payment. Advantages of a Lumink Currency converter with 170 national currencies You can generate links in any currency without worrying about XLM price fluctuation because the conversion to XLM happens right before the payment is made. Pleasing user experience Lumink is based on a beautiful UI and creates a pleasing payment experience. We've also created a QR code feature that generates a QR code containing the amount and address. This feature makes it easier for mobile users to make payments. No processing limits You can send the payment link to as many people as you want. A link can handle hundreds of thousands of links since we make the transactions unique using data. How to use Lumink? Log on to Lumink and enter your information (amount, currency, and address) to create your payment link. Then click ‘Create’ to generate your payment link. Congratulations! You have just created a payment link you can share with anyone. Once you share the link with someone, they can log on and pay the requested amount. After making the payment, the user will receive a success message. Each payment is associated with an identifier string that starts with a P. The identifier can be used to track payment status. All you have to do is log on to the Check Status page and enter your payment ID. Whose account are the funds transferred to? All the funds will be transferred to the address you provide when creating the link. This is an initial version of Lumink (an MVP). We have an update coming up in three weeks (around July 10th) which will include fixing the bugs you reported and adding dashboard sections to the to see payment links generated from an address as well as payments made by that address. Links Website: lumink.io Email: luminkteam@gmail.com Tags Payment - Payment gateway - payment link - personal payment gateway

[unknown] please is it possible to integrate it in the site htpps?

Lumink - Personal payment gateway

tmacshaq

Wow you submitted Lumenscan, Lumenswap and Lumink? That's very bold of you guys. Also kind of greedy.

Im not sure what the advantage of this project is over just sending someone a msg: "Send XXX to my*federationaddress"

Lumink

tmacshaq

Wow you submitted Lumenscan, Lumenswap and Lumink? That's very bold of you guys. Also kind of greedy.

wait, what? We're an independent team and unaffiliated with the projects you mentioned.

Im not sure what the advantage of this project is over just sending someone a msg: "Send XXX to my*federationaddress"

Our service provides personal payment gateways with 170 global currencies based on the XLM token.
The post goes into much more detail. Please read it for more information.
I feel like your comment is not based on an understanding of the project. You're trying to sabotage our work.

Scopuly

The service is of course quite simple in functionality, but it clearly solves certain problems for users and is clearly part of the overall Stellar ecosystem puzzle.

Lumink

Scopuly
Thank you Scopuly ❤️
We'll add new features in mid-July that will make the Lumink more complete.

besmily

Lumink bonjour, est ce possible de l'integrer sur notre site htpps?
Google translate: hello, is it possible to integrate it on our htpps site?

tmacshaq

Hi I understand your project. Like your other project the swap "protocol" Lumenswap, its merits are a bit exaggerated. Calling it a "payment gateway" is really a stretch. Coinqvest is a payment gateway. Your project is an invoicing utility at best. The only thing it really does is a calculate how much XLM to show for a given local currency.

I just have a hard time seeing why someone would use it. You save the buyer 1-2 steps of Googling "5 USD to XLM". But at the expense of adding 2+ steps to the seller to create a link and keep track of all his payment IDs so he can check them. And also add 2 steps to the buyer to have to use your app and copy the address and memo.

All it takes is for Lobstr to add a currency to XLM conversion in the Send page and this project becomes completely obsolete.

tyvdh

Hey @Lumink would you mind pinging me on Keybase? tyvdh?

Lumink

@josephj11 @tmacshaq @besmily tyvdh
I want to thank everyone for their feedback.
I should also point out that, although a payment gateway might seem simple, it's actually quite useful. Because you can use the same link with the same amount as many times as you want.
We still haven't had time to add a lot of the features we want, like the user panel (to display and manage payment links) and get USD currency instead of XLM.
That's why we will be withdrawing from this round and to return stronger the next round.
Hope you'll all forgive us.

bkolobara

Hi besmily, let's stick to English please.

josephj11

Just to make sure I understand what this does: Is this right? All payments start and finish as XLM? The currency conversions just make it easier for someone who thinks in fiat (as most people do) to know how many XLM to send and to actually send them. Both parties still need to have XLM wallets and know what to do with the XLM once they get it.

Scopuly

Lumink Can't find a link to this project. Can anyone share?

Scopuly

found lumink.io in history, but for some reason the site is not available.