Hello, complete newbie here who just dipped his toes into the world of crypto-currencies thru getting the Coinbase debit card.

It is my understanding that through that, I could get 4% XLM back.

What would I then do with these?

Could I transfer them to a Stellar Lumens acct, where I could then either keep them as is, or convert them to $USD?

Also, how would I go about converting EUR to USD thru Stellar Lumens? I currently use Wise (formerly transferwise) to do so, but curious if Stellar Lumens could even be cheaper?

Beyond that, any tips / guides / sources to get a better grasp of what Stellar offers would be most appreciated

Hi there, yes you get 4% back in XLM. The 4% worth of XLM is determined by the purchases made from the Coinbase Card and is shown on your XLM amount which can be confirm by looking at the history of deposits and withdrawals.

Easiest way to convert EUR to USD using stellar would be to purchase the EUR/XLM pair through your preferred exchange, from there transfer XLM into Coinbase and convert into USDC/USD currency.

or you can also use an exchange like ATOMIC to BUY XLM in what ever fiat you have