It seems kind of obvious that the future king of crypto will need to have:
1) low fees
2) high speed
3) capable of high volume
None of the current coins have this except Ripple and Stellar. Maybe Iota.
Steve Jobs advice about technology is to skate to where the puck is going, not to where the puck has been.
I would think that's where the puck will eventually go.
I understand all the bitcoin people absolutely hate Ripple.
Thus I would think Stellar could "out market" Ripple due to Ripple's association with big banks.
4) Decentralization and a network that no single party can bring down is also extremely important. But the most I'd be willing to pay for feature 4 is up to 35 cents per transaction, maybe 50 cents per transaction at most. Once it's over 50 cents, I'd just assume pay with fiat or a more centralized crypto that has no fee. There's no point in buying a $5 footlong at Subway if the fee is over 50 cents, doesn't matter how much a person hates the banks or Ripple.
Based on that, either Ripple, Stellar, or a coin that hasn't been invented yet will be the future. Iota shows promise also due to the low fees. I've read that making Iota "decentralized" without their coordinator to prevent attacks on the network, might be impossible/extremely difficult to achieve.
I would still choose Iota to buy my Subway sandwich, even if it is centralized, over the $2 fee it costs to transact with Ether.
Is the rest of the crypto community not able to "see" where the puck is moving, or am I missing something?
Perhaps it's because of their faith in new additions like the bitcoin lightning network?
From what I've researched, a blockchain with miners scaling to the size of Visa or Mastercard, seems unlikely. The mining process is just too inefficient.