[quote="REALaktor, post:11, topic:1315, full:true"]
HOW does one include the memo portion? Not even aware that was a requirement nor option.
[/quote]
On binance withdrawel screen. Its actually mentioned under the public adress field.
For transfer to your wallet for example you can mark thr button not to include memo
For other exchanges you can enter a memo
For ex binance requeres an unique number ( so they know they have to tie the received xlm to your ID