Not in PapayaBot, it uses 1 account for all users, which means there are no minimum balance requirements.
What you see is result of your 2 transactions:
- 1 XLM sent to phone number, which is reserved for recipient to claim through SMS message they should've received. If recipient doesn't claim the amount it will expire after 3 days
- 20 XLM sent to non-existent stellar address, transaction has failed and funds get locked up for 1-24h for security purposes. To create an account which doesn't exist you need to send more than 20 XLM