indeed. we are in Singapore and about to release our product in the next few weeks. we had completed a working prototype sometime back(I dont want to get too hung up on nomenclature), it works fine but we are fine-tuning the UI and adding on some features and flows. Our objective-based on many years of work in payments and network spaces- is to free transactions from centralized processing. This has led to the creation of an economic model that makes the cost of transactions rather high. Transactions=moving value= high cost and long time (today). this has resulted in some interesting skews globally. for example, Singapore is one of the most advanced cities in the world, but the majority of small traders accept only cash. Across many parts of the world, people remit a lot of money using formal channels-yet they could remit more -and they could remit less using risky non-legal channels. we want to level the playing field for consumers and businesses so that value can flow across larger numbers of actors, more freely. that means moving away from a centralized model. hence, Stellar. hence, a global consumer brand of Singaporean origin built on Stellar. more to follow.