fiatjaf It uses VEEV Coin which is generated on Stellar. We overcome network effects targeting the low hanging fruit, there are alot of verticals that are digital but they have to use outdated, inefficient, slow and expensive payment system. Also we give the POS and In-App payment system free to merchants. That saves them thousands a month. We have various incentive programs for merchants and users. If you have any other ideas happy to hear.