I have an idea for an app that would use lumens and wanted to see if it has already been done/is an awful idea/etc.
The idea would be an upgraded version of Square(an application that is commonly used by small businesses to process credit/debit card transactions, you see it a lot in farmer's markets) that would transfer lumens from one account to another so that people can have person to person transactions without the excessively high transactions that most current services have. For later version it would be good for people to be able to use their credit/debit card for transactions so it would be exactly like Square only much less expensive and would give merchants the option to either hold lumens or fiat.
Thoughts?