if anyone has questions please feel free to ask ? We are here to answer questions ?

nickeleres Thank you so much for your kind words! We'll aim to publish the demo by the end of the week! We look forward to getting your feedback!

    I can personally vouch for the team that they are the brightest and hardest working individuals I know. Awesome mission and lending platform, carry on.

    4 days later

    Nice stuff! Very intuitive, clean, simple and easy (as it should be), and really great mission for sure. ALso interesting idea to use tokens for credit scoring.

    I would say make this more mobile friendly (demo doesn't look great on phone). It's also not really clear can the borrower have only one loan at a time?

      lordixer We are delighted to hear that it was an intuitive experience for you! That was exactly our goal! ? Thank you for your kind feedback on our mission as well. Our mission is what drives everything that we do. ?

      Apologies for the web app not rendering well on mobile phones. For our demo, we've decided to focus on building a web app that is meant to be accessed via desktop. ? We are in the process of completing a beautiful new design for an Android app! We are focusing on Android as most of our target customers use Android phones. ?

      Yes, we currently allow the borrower to have only one loan at a time. As we'll be working with many borrowers without pre-existing credit history, as a part of our risk management strategy, we are offering only one loan at a time in the beginning. As the borrower builds his/her creditworthiness, the borrower may become eligible for more than one loan at a time. ?

      Thank you again for your feedback and questions! Please let us know should there be any other questions that we can answer for you.

          lordixer After the Philippines, we are planning to expand to other Southeast Asian countries such as Vietnam ??, Indonesia ??, and Thailand??!

            BlockMaster We made two submissions for this round of SBC - one for the app criterion and another for the ICO criterion. Also, it got a bit too long combining the two so we decided to split the post into two. This post focuses on the lending app itself and the other post focuses more on the token economics and ICO. I saw you asked some great questions on the other post! Will respond soon! Thank you for your questions!!

              6 days later

              OneDaijo Is your system fully automated and if not how long those the ERA take to do cross checking of credit scores? Where are ERA located, within the markets? We are a cryptobanking outfit with users in East Africa and 15 other countries. We like to consider hiring your team to help rebrand your application and deploy to our markets.

                  lordixer I don't think you need banking approval for P2P but are you intending to apply for those markets you are in? Are you using your own anchors or the ones registered officially on Stellar directory. Do you have a Singapore office?

                      savebattgo Hello, our system is fully automated. ERAs will not be manually providing loan terms. Their models should be spitting out the loan terms after analyzing the borrower data that we provide to them. ERAs can be located outside of the target borrower markets but will undergo KYC and other required onboarding processes first.

                      Interesting proposal re hiring us to rebrand our application to provide the solution to your markets. We would love to learn more about your company, your current progress with your solutions, and your current customers' needs and traction!

                        savebattgo I assume this question is intended to be directed to us? ? P2P businesses are subject to various financial regulatory requirements dependent on the jurisdiction in which one operates! Our legal counsels in each jurisdiction where we intend to operate have been providing us with guidance on these requirements. We are currently working with existing anchors and we are a Singaporean CLG.

                          a year later