Paysapp Stellar payments in Whatsapp, Telegram, Keybase, Matrix, Discord, Slack and Twitter! Send money to more than a billion people in the world using your preferred messaging app, any currency, any asset, in seconds with the unbreakable security of the Stellar Network. Goals: Reach the whole world sending Stellar assets using Whatsapp as a wallet. With a few simple text commands you can send any asset to your family and friends, businesses, fundraising campaigns, any recipient, any currency, any asset, any time. Money can't be simpler and that's the whole concept of a truly modern banking experience, welcome to Paysapp. Description: In a few words, just take a look: Pay 100 to Caroline That's how simple Paysapp is. With a handful of actions you can send money all over the world, check your balance, handle multiple assets, trade them in the Stellar marketplace, and to make it even simpler you can use your phone number or any vanity name you like. The messaging platform will be provided by Whatsapp and the unbreakable ledger by the Stellar Network, a match made in heaven. In order to test the platform you have to add +14155238886 to your Whatsapp contacts and send the following message 'join official-pleasure' to access the testing sandbox. Once greeted by the Whatsapp bot all comunication will be between our servers and your commands, now send 'hello' to activate your wallet and we will create a Stellar account with 10000 XLM for you to test. If you want to set a vanity name just send the command 'name Caroline' and that name will be reserved for you if not already taken, then people can send money directly to your phone number or Paysapp name. Isn't that awesome? From now on all you have to do is use the 'pay' command to send money all over the world. 'Pay 100 to George' and I will receive 100 XLM in my account. The default asset is XLM but you can easily change it to any of the 150 currencies in the world with this simple command 'asset USD' using any 3 char currency code. Want to send GOLD or SLVR? GOAT or HUGS? Easy peasy, we can trade any imaginable asset in the Stellar Exchange, but that'll take a bit longer, we're working on all the amazing features a modern wallet should have. Join us in this incredible journey, try Paysapp in the Testnet while we finish some details and prepare for the countdown. Lift off in 3, 2, 1... Timeline: Initial development and testing World currencies and top cryptos Expanding to all assets and trading Deposits via credit cards Withdrawals to bank accounts Multiple languages and internationalization World domination Links: Source code at https://github.com/kuyawa/paysapp Completed: x app icon x twilio registration and sandbox access x validate messages from twilio x database design x account registration x balance x set name x send payment x send msg to receiver after payment x account as qrcode x help formatting x asset price x transaction history x trustlines x multiple assets x trading assets x trading orders x trading history x cancel orders x orderbooks x database merging x inter-app messaging ~ Whatsapp bot (ongoing) ~ Telegram bot (ongoing) ~ Keybase bot (ongoing) ~ Matrix bot (ongoing) ~ Discord bot (ongoing) ~ Slack bot (ongoing) ~ Twitter bot (ongoing) In the pipeline: charts contacts set language set default country/currency by phone change default currency (currency JPY) minpay limit > 'Rejected by recipient' maxpay limit > Max limit reached' payment to external address 'pay 100 to GABY06...TO56' invoices as qrcodes for easy payment request merchant API webhooks (send payments to url) merchant API reports (send daily sales to url) PS. I know a billion dollar business when I see it. It's only a matter of coincidence between code and capital with a grain of luck to make it a reality. The code is almost ready... join us!

[unknown] That is a Twilio number providing the sandbox for testing. Did you send the 'join official-pleasure' message to the bot? That will give you access to the sandbox, once the bot replies to you send 'hello' to open a testing account with 10,000 XLM. Steps: Add Twilio bot +14155238886 to your Whatsapp contacts send join official-pleasure to bot (this is important to join sandbox) wait for bot reply (adding you to the sandbox) send register YourName (this is important to generate account, pick any name no spaces no symbols) wait for welcome message (account will be generated) Let me know if you can get your account ready.

After that you can send different actions like: pay 100 to George (that will send 100 XLM to me) 🙂 balance (will show your XLM balance) help (will show all commands available) I am working hard on getting more actions available like trade, price, sell, buy, assets, history, etc.

Can any Stellar asset be sent or just XLM?

tavi Right now just XLM but soon you'll be able to send any asset available. pay 100 to George (sends XLM as default currency) pay 100 EUR to George (sends EUR from your assets) pay 500 BTC to George (sends BTC from your assets) currency EUR (will switch your default currency to EUR, not yet implemented) That's the idea, to send any of the 150 currencies in the world or any asset in the Stellar Network in seconds.

[unknown] That's an interesting question, right now Twilio is offering a $10 trial period and after that will charge half a cent per message which I can cover some of that for the moment. In the future I'll use some money from the contest if I win, look for venture capitalists or charge a cent per transaction to cover costs. That's definitely something to consider in a global service like this one since a million messages can bankrupt any startup in no time, but getting to a million messages is rewarding in itself and surely some doors will be open by then.

[unknown] To check your wallet just type 'account' and you will get the public key associated with your phone.

Torkus The application is good but I think main problem is centralized payment collection idea. Why I and others should trust you (Paysapp) and WhatsApp to deposit/send money within WhatsApp. There is a much better solution for sending payments with a message and it is "Keybase". Also you cant handle SMS cost with the contest prize because there is no business model. As I said application is good but I dont wanna trust someone while sending my money to someone.

stellarkeys You don't deposit money to Whatsapp, you deposit money to your own Stellar account and nobody can touch that account except you, and the Paysapp bot of course. Regarding trust, nobody trusted Paypal twenty years ago when they where called Confinity, two decades later their numbers are in the tens of billions of revenue and assets, the same can be said about Keybase, why would you trust them? why people trusted them when they started or even today? Trust must be built step by step, and a thousand miles journey starts with the first step.

Torkus If someone has access to my WhatsApp account , can he move move my money? Absolutely, yes! There is tons of possible bad actors. Paysapp bot (your hosting hosting can be hacked, sms company can be hacked, yourself can be bad actor or hacked) , my sim card company (any bad actor clone my sim card and get access for WhatsApp) , WhatsApp itself. Any actor from this list can move my money without my permission. Same can't be said for Keybase because with Keybase everything is happening on your client. Keybase is just transferring encrypted messages between peers. When you send XLM on Keybase it just signing a message and sending it to Horizon server. There is no Man-In-The-Middle.

stellarkeys No, nobody can move your money without your consent. Period. Nothing can be hacked, there is absolutely no way the money can be moved with all the safeguards in place. Still, you should never use a messaging platform as a vault, only as a quick spending tool for easy payments with global reach, that's the advantage of a simple messaging protocol for payments and that's exactly what Paysapp is. The keyword here is global reach without sacrificing security.

Paysapp - Stellar payments in Whatsapp

Torkus

Databases have been merged, inter-app messaging is on, now you can send money to any user registered in Paysapp no matter what messaging app they use, from whatsapp to telegram to keybase, just type pay 100 to Kuyawa and I will receive that money in keybase or pay 200 to George and I will receive it in whatsapp. The sender doesn't need to know anything just the name of the recipient, isn't that awesome? That's what I call simplicity, modern money the way it should be.

And with that, today Paysapp becomes the first inter-app messaging bot in the world. If you are interested in seeing Paysapp in other platforms just let me know, perhaps Twitter? Snapchat? Discord? If it allows bots then Paysapp will be there.

Darthemius

Torkus I must admit, I'm super interested in this, and I wanted to know if I can help out with the design and construction of the bots, especially for platforms such as Discord. I had already started on a Discord bot involving stellar lumens, and your bot system perfectly suits my needs. Can we have a chat?

Torkus

Darthemius

Hey Darthemius, for sure will need a lot of helping hands to get Paysapp in the hands of everybody and Discord is one of the platforms we were considering next, my Discord handler is Kuyawa so lets get together and discuss world domination shall we?

Darthemius

Torkus Great! Can you send me your Discord Tag too? Discord allows for multiple owners of the same name, provided they have different Tags. So, your Discord ID is Kuyawa#0000 - where the last 4 zeroes or so is your specific combination. Can you send me the entire combination so I can add you? We can also chat via Keybase, Reddit, or even old school IRC chat rooms, LOL.

Torkus

Darthemius

Kuyawa#1475 in Discord, Keybase is also Kuyawa. See you there.

Darthemius

Torkus Keybase has glitched on me, so I'll have to go for a re-installation and backup later (I have an old phone.). Meanwhile my request on Discord is pending.

Torkus

Darthemius

Invitation accepted but give me a couple of days, between the flu, fixing bugs and developing the bot for Matrix I'm going to be hibernating in the deepest of my caves for some time.

Torkus

Minor changes to the registration process in all apps. Instead of the two-step dance of hello and name YourName now both steps have been merged into one register YourName command. Simpler.

Torkus

Paysapp for Matrix is ready, as always just add the Paysapp bot @paysapp:matrix.org to your chats and register YourName so you can start sending and receiving money in the Matrix as easy as pay 100 to Neo

matrix

The matrix is growing and the bots will take over soon, Paysapp is unstoppable...

Torkus

Hey guys, one cool thing we just added to all bots is the possiblity to send direct messages to any user in the Paysapp network. Say you received a payment from Pedro and you want to show your appreciation, or your son needs money for the weekend, easy peasy just say @Pedro thanks for your patronage or @BigDad send moolah for booze and the recipient will be notified instantly regardless of their messenger of choice, from Whatsapp to Telegram, from Keybase to Discord or Matrix, you don't know what app is Pedro using but rest assured he will receive the message.

The bots are rising...

@George Merry Christmas

Venere

Genius! Congratulations are geniuses like you that make dreams come true.How do you intend to make it available to the masses?? Marketing in the future?

Torkus

Venere

Hey Venere, thanks for the encouraging words, this is one of the most gratifying projects I've worked on in my whole life. There is an aggressive campaign for adoption coming on once we finish fixing all the little bugs and prepare the bots to go live and take over the world in a few days.

There is a lot of hope in the funds we will get from the SCF if people like you vote for us in the contest. That campaign will be primarily focused on media attention and virality since messaging apps are at the core of the Paysapp network so we will exploit that to the most. If we could arrange an airdrop to attract first users with some cash in their wallets that'd be awesome to get the money flowing even if it has been proved that airdrops are not the best campaign of all, but messaging platforms are another beast and they definitely spread like wildfire if the wind blows in the right direction.

We know this could reach millions with a lucky shot and we must be prepared for the flood when the gates open to the masses, we definitely can't be more excited for what's to come next...

NoelMartialNguemechieu

Good idea but still needs a lot of improvements .

Torkus

NoelMartialNguemechieu

Let us know what you'd like to see implemented so we can work on that.

Torkus

All bots are down, some may be waking up but with limited functionality. Please be patient while we upgrade servers to offer better response time and 24 hours uptime. We will report on the status of the network.

Torkus

Servers upgraded, all bots are up and will be awake 24/7 from now on. Apologies for the inconvenience and please let us know about any issue. It was a stressful day not having the network available but now it is in a much better condition to handle the increasing volume of requests.

Now back to coding, tomorrow a new messaging app will be added, stay tuned.

Torkus

Discord –the preferred messaging platform for gamers– is joining Paysapp as the next bot available for sending money around the world with more than 250 million users and growing.

Discord

We're still learning how to integrate bots with direct messaging in Discord so in the meantime you will have to authorize the bot by clicking the following link in order to register your account and send money:

https://discordapp.com/api/oauth2/authorize?client_id=658473665658224641&permissions=92224&scope=bot

Once authorized –the bot ID is Paysapp#6774– you cand type register YourName and get ready to roll with all the cool stuff Paysapp offers.

Next in line, Slack and Twitter, stay tuned...

Torkus

And our last bot of the year (we can't stop working) is the Slack bot for Paysapp.

Slack

The bot is still not listed in the Slack App Directory since bot reviews are suspended during the holidays until Jan 2nd so we'll have to wait for their final approval in order to add it to our workspaces. Stay tuned.

Ok, now we got the whole messaging world covered, from moms and pops to devs, geeks, gamers, and now the enterprise, everybody will be able to send money easily no matter what their favorite app is, that's the whole idea behind Money 3.0 and Paysapp is spearheading the revolution. Simple, secure, and global.

Torkus

Paysapp bot is ready on Slack but it won't be added to the App Directory until we go live, so for now if you want to test it just use the Add to Slack button and start a direct chat with it sending register YourName to open your account.

Add Paysapp to Slack

Paysapp for Twitter is next.

Torkus

PAYSAPP FOR TWITTER

It was the hardest of all bots but finally it's done. Paysapp for Twitter is ready to send payments all over the world. All you have to do is send a direct message to @PaysappNet (We will work on getting @Paysapp) and register JohnDoe so you can start receiving money with pay 100 to JohnDoe as simple as that.

@PaysappNet
Send direct message

We will continue developing bots for more messaging platforms but for now we will be focusing on moving all bots to live network so people start sending real money. This is going to be a Stellar year!

Note: Since the SCF is over we will be moving the conversation to the main forum to keep you all updated

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