Update:
I managed to get the qr for the stargazer decoded and am trying to figure out what actually is the key that I use that will be imported into the desktop wallet. I tried a couple, but the desktop says "secret key is invalid".
I wish it was as simple as clicking on the qr code in stargazer which would copy it to the clipboard and then pasting it into the import key box in desktop that would have a built-in reader/decoder and then click create account, thus importing my stargazer account and be good to go to set up the inflation destination which is why I went down this path of trying to switch over to the desktop wallet. I see that that can be done in stargazer, but decided I wanted to switch over to desktop.
Yes, I realize now it would have been easier if I had started with the desktop version. Or just send all but 20 xlm from stargazer wallet to desktop wallet, but I was hoping the export/import would be a way to have it all move to one place.
Thanks again.