NoughtPay

So I have had this project in prototype phase since December. It looks like Stellar adoption is taking off and I should finalize what I have started and continue through the next phases.

What this project aims to provide is a gateway between Point of Sale and Stellar payments. I have years of POS experience, and have a early startup working in the Cafe industry.

NoughtPay aims to help Cafes, restaurants, florest's and bakeries (many other) to advertise, calculate and process Stellar Payments.

Phase 1
A standalone web page that can run on a tablet (will look into App if successful)
This can be on display where payments are made and advertise Stellar and the store.
Everything stored in browser

Settings
Store stellar account
Local Currency
Example item and price (eg Latte $2.50) (optional)
 Discount % (optional)
* Store Image / Promotion

The default display will promote the store, and promote they take Stellar payments.
The page will show the latest currency conversion between Lumens
If selected, will show how much the example item costs in Lumens
If selected, will show the discounted amount for using Stellar

The tablet will then allow the store to enter a transaction value, it will convert it from the local currency into Lumens and then display a QR Code with the amount included. The only wallet I have found is Stargazer that supports the amount interfaces (good idea for wallet creators).

Still working on this, but the processor will then wait for the amount to arrive and display a success message.

The tablet will also promote how people can sign up for a Stellar account. Will need to work with a Wallet provider, and redirect to them including instructions.

Phase 2
Integrate with Cloud POS providers. Already talking with a provider and I have experience integrating with POS companies.
This will then allow the payment amount to be sent from POS to tablet, display QR Code, await payment and respond.

Phase 3
Still fleshing this out. Would like to encourage Stellar adoption and provide a loyalty program. Customers can earn lumens, even for fiat purchases. Would like to lock the value to the store, so not sure if this is possible yet. Sort of a loyalty/IOU.

Phase 4
Complete sign up process for stores, more back-end integrations, more features/reporting, look into anchors for fiat ...

Phase 5
Customer app/wallet Be awesome to see all stores using application, wallet balance, NFC, maybe provide pre-order and pickup?

Wireframes
https://imgur.com/a/jTsMs

Would love some feedback!

I would think the POS would be charging in the asset used as fiat for the region not XLM. If someone wants to pay in XLM they can trade them on the spot at the going rate to purchase the goods at time of puchase. This way at least the owner of the store doesn't have to risk the volatile swings in crypto prices. Also I think they have POS front ends for like OpenCart store that we already have stellar payment plugin for but I'm not sure of it's condition or state at this time. maybe instead of writing a complete app from scratch, just modify the front end of OpenCart or improve on the POS front end that already exists.

Thanks for the reply.

Fiat spot will be around phase 4. My focus is on early adopters, part of its evolution. If a store decides to use and take XLM from customers, then they will be willing to hold XLM.

OpenCart is an online eCommerce application, I couldnt find an 'in store' version of it. I'm not looking at eCommerce, but in store purchases.

The application design is to be standalone and integrate with more than just 1 platform, so I wont focus just on OpenCart ... limiting its use.

Prototype available from here, http://pos.noughtpay.com/

Version 0.1
- Account Number (done)
- Logo URL (done)
- Enter Payment Amount (done)
- Calculate Lumens (done)
- Generate QR Code (done)

TO DO
- Password Protect Settings
- Other Currency
- Invalid entry protection
- Account Payment listener
- Limit length of dollar value
- More responsive design work (mobile)
- Example Item
- Discount %
- Show how to create stellar account
- Color Picker for logo background

    BlackMac ... running into same issue with you. the public has no wallet with QR Support (too many iPhone users). Stargazer the only wallet I can get the QR reader to work. Might need to consider moving onto my loyalty platform which needs an App ... I really don't want to build another wallet.