Project title:

GobelX - Ecosystem of services in the Stellar Network

Summary

GobelX is a financial technology company that develops applications to integrate social economic processes to Blockchain technology. GoobelX - Ecosystem, intends to bring the Stellar network and its benefits to the largest number of users, offering them multiple tools, applications and services that, in a simple way, make use of them in their daily lives.

Category:

Applications, tools, infrastructure

Description:

Why is your project valuable for Stellar?

GobelX solutions are initially focused on the Venezuelan emerging market that has been affected by the devaluation of its currency (Bolívar). This is undoubtedly one of the reasons why sending money from other borders has been a familiar solution in recent times. In this sense, the GobelX company aligns itself with Stellar's purpose: to facilitate the sending of money quickly, safely and with low transaction costs, which provides a favorable environment for the Venezuelan community. It is also important to highlight that Venezuela, according to the firm Chainalysis, is among the ten countries with the highest global rate of adoption of Cryptocurrencies, which favors that the acceptance of our applications is not so new.
Regarding the innovation of the project, we bet on this development to bring the world of cryptocurrencies and the Stellar Blockchain to daily life, initially to Venezuelan citizens and then to expand services to the Latin American community fundamentally. For this reason, the possibility of using the Prontopagos wallet in commercial establishments and companies, both physical and digital, and having new functionalities such as the integration of mass payments, payment to suppliers, payment of services, mobile phone recharges, was included. among other. Our open source solutions connect banks, payment systems and people, following the standards proposed by the Stellar protocol.
To achieve the proposed objectives, we began with the development of the Prontopagos wallet, in its web versions and a Telegram bot as well as an Anchor for Venezuelan coins.

• @ProntopagosBot and Prontopagos web:
It is a Wallet - Exchange that allows users to make, with fiat money or cryptocurrencies, payments for products and services quickly and easily. It is characterized for being a non-custodial wallet, which together with Stellar technology allows the user to have full control of their private keys and all their information confidentially through encryption and high levels of security. In addition to its web version, it has a bot in Telegram (@ProntopagosBot) that has all the functionalities of a Wallet - Exchange. This tool was designed to be intuitive and easy to use for the user.
Anchor GobelX: It is an anchor in its entirety, it is based on Stellar protocols for authentication, deposit and withdrawal. Anchor GobelX is the first Anchor in Venezuela to bring the BTC cryptoasset and the USDV and BSS stablecoins to the Stellar network, the latter are the tokenized representation of the US dollar and the Venezuelan Bolivar respectively.

Prontopagos wallet - Exchange

Either in its web version or in the Telegram bot, Prontopagos provides the user with the simplest and most intuitive way to carry out financial processes through any digital currency.

Web application

Presents the traditional way of managing a wallet-Exchange, it has extensive functionalities such as balance, sending, reception, deposit, withdrawal, exchange of any digital currency on the Stellar network. Among its options it also has personalized solutions such as Paypal balance change, payment of telephone and TV services, among others. The Prontopagos web application has proven security parameters and a wide level of customization of the user's account.

Prontopagos Telegram Bot

Provides a friendly, simple and fast user interface. This solution presents a direct but powerful environment, which incorporates, in addition to the basic wallet functionalities - Exchange, also the options of payment in route, referral program and personalized payment requests.

Anchor GobelX

Within the services implemented by GOBELX, the functionalities of an anchor have been developed, complying with the Stellar protocols for authentication, deposit and withdrawal of crypto and fiat:

KYC process

Fiat deposit options

Fiat withdrawal options

Assets issued and backed by GobelX anchor

How does Stellar use your Project?

The Stellar network facilitates Prontopagos to reduce transaction costs, so users can perform all their operations with very low transaction fees. In addition, Prontopagos is a non-custodial wallet that, thanks to the security offered by the Blockchain, users' accounts remain under high confidentiality and security and any action performed on them will generate a record in Stellar's books.

GobelX has also developed under Stellar protocols and documentation an anchor with which it issues and destroys BTC (Bitcoin), BSS (Venezuelan Bolivar), USDV (US Dollar) assets. The anchor provides the input and output lanes for interaction with other networks and traditional banking institutions.

Goals:

COMPLETED:

@ProntopagosBot and Prontopagos web:
• Sending assets through the public key, the federation address or, in the case of Prontopagos users, simply by entering the username.
• Ability to edit the federated address and ability to connect the federated address to the account.
• Support for Deposit / Withdrawal (SEP-0006 and SEP-0024) for all crypto and fiat assets as long as their anchors have correctly implemented these standards.
• Customer service channels via Telegram @ProntoChat and our "Help" page in the Zendesk tool.
• Knowledge base in 2 languages (English and Spanish)
• Purchase of Lumens with local currency (Bs).
• Transaction history both on the bot and on the web.
• Exchanges and transactions with foreign asset pairs.
• A Contacts page (on the web we use Lobstr identicons)
• A page of assets where each one will have its detailed description which we consult from its Toml file.

@ProntopagosBot has some specific functionalities such as:
• Management of payment requests through your username.
• Exchange of assets with Payments en Route
• Support for QR Scan
• We offer a referral program with different initiatives that motivate new users.
• Communicate the deposit and withdrawal fee structure for an anchor to the user
• Manage KYC anchor needs, including handling of KYC information within an interactive anchor-hosted web application
• Check the status of deposits or withdrawals in progress that involve the user
• View the history of deposits and withdrawals that involve the user.

Prontopagos Web
• Support for SEP-0007
• 2FA enabled from the web.
• Access control
• QR printing
• Payment of Products and services.

Anchor GobelX:
• Issuance of BTC, USDV, BSS currencies keeping their endorsements in our fiat bank accounts and our BTC multi-signature account.
o 1 BTC: 1 Bitcoin
o 1 ETH: 1 ETH
o 1 USDV: 1 US Dollar in Venezuelan Banks
o 1 BSS: 1,000,000 Bolívares in Venezuelan Banks
• Comply with the Sep0006 and Sep0024 standards, for the deposit and withdrawal of our coins
• Implement Sep0007 at our anchor for fiat retirement.
• Support for SEP-0010

IN PROGRESS:

• ProntoMarket - Advanced Asset Market (each asset will have a detailed description, statistics, market capitalization, charts, SDEX price, etc.). It will allow you to exchange assets using the Prontopagos wallet.
• ProntoPagosPay: Progressive application of payments to merchants.
• Comprehensive interface for managing referrals (Number of referrals, referral payments, reports).
• The configuration of your first Validator.
• Support for SEP-0007 from the BOT
• Various performance improvements (decreased loading time for chart and asset data)

NEXT STEPS:

• Performance improvements (Web UX)
• Improvements in the notifications section (trade notifications, price and security alerts),
Development of solutions with their specific purposes and with a clear segmentation of users and potential clients:
• ProntoCambios: Solution for the direct and easy exchange of US dollars and Venezuelan Bolivars through their tokenized representation.
• Proarte.io: Site that will allow you to create, expose and exchange non-fungible tokens within the market.
• ProntoGameS: Space for interactive games and exchangeable tokens.

Links:

Telegram Bot API: https://t.me/ProntopagosBot
App Web: https://prontopagos.io/
Web site: https://www.prontopagos.com
Web site: https://www.gobelx.com
Instagram: https://www.instagram.com/prontopagos/?hl=es
Medium: https://gobelx.medium.com/

Tags:

Wallet, Exchange, Payments, Stablecoins, Bot Telegram