Big issue is that your PASSPHRASE has nothing to do with your WALLET FUND RECOVERY. I lost a lot of Lumens b/c I thought the secret passphrase could be used to recover your funds, but it's the SECRET KEY that is needed. Without the secret key I believe your lumens are lost and unrecoverable.
When you sign up for Lobstr, they never alert users to save the secret key, but alerts you to save the passphrase which is half-useless.
Does anyone here know if it's even possible to recover Secret Key using the secret Passphrase? I'm skeptical b/c to understand how Lobstr works, I created a new wallet, deleted it from my account and recovered it using the secret key Lobstr gave me a whole new set of passphrase.